Toledo, Ohio Uninsured Motorist Claims

Ask yourself: when insurance companies spend millions and millions of dollars each year to lobby politicians and to have laws changed to make it harder for policyholders to contest their decisions and easier for themselves to deny valid claims — are they really on your side?

Right now, it is as difficult as ever to recover on denied underinsured motorist (UIM) or uninsured motorist (UM) claims.

At Lafferty, Gallagher & Scott, LLC, our practice helping car accident victims in the Toledo area and throughout Ohio with personal injury claims has also given us a great deal of experience with UM and UIM claims.

In serious motor vehicle accidents, medical bills will often quickly exceed the policy limits of negligent drivers and force injured people to try and recover medical benefits through their own auto policies. In the worst cases, the same drivers who cause accidents through their own recklessness often turn out to be the ones who don’t have insurance at all because of reckless driving in the past. In any event, insurance companies are notorious for denying these claims.

Our lawyers have kept up with the legal changes these companies have lobbied for and have a long history of success in challenging their denials of coverage in court. As a result, other law firms and attorneys have consistently referred many of their own clients to us for help in recovering the benefits their policies entitle them to.

If your car accident was caused by an underinsured driver and your automobile insurance carrier is refusing to pay the UIM benefits you’re entitled to, call our Toledo, Ohio, law offices or contact us online for a free consultation. Our attorneys can handle underinsured and uninsured motorist claims on either a contingent fee basis or for a reasonable hourly rate.