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Personal Injury

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Toledo Personal Injury Attorneys

There’s nothing fair about being permanently injured by someone else’s carelessness. There’s nothing fair about losing a loved one because a driver was texting, a property owner ignored a hazard, or a company cut corners on safety. When that happens, one question matters more than any other: what does fair compensation actually look like?

Insurance companies have their own answer to that question, and it rarely favors you. At Lafferty, Gallagher & Scott, LLC, we’ve spent over five decades making sure accident victims get an answer that reflects what they’ve actually lost.

What Personal Injury Cases Do We Take?

Our personal injury practice primarily concentrates on motor vehicle accidents and premises liability cases involving catastrophic injuries or wrongful death. We regularly help:

  • Drivers, passengers, and others hurt in vehicle accidents. You were injured in a car, truck, motorcycle, rideshare, taxi, delivery vehicle, bus, or other traffic-related crash. You may be unsure who was at fault, which insurance policy applies, whether multiple parties share responsibility, or how to recover for medical bills, missed work, vehicle damage, and other losses.
  • Pedestrians, bicyclists, and other road users hit by vehicles. You weren’t the driver who caused the crash. You were riding as a passenger, walking, biking, using a scooter, or traveling another way when a car, truck, motorcycle, or commercial vehicle hit you. You need help understanding whose insurance may apply and what options exist.
  • People hurt on someone else’s property. You slipped, tripped, fell, or were otherwise injured at a store, restaurant, apartment building, hotel, parking lot, sidewalk, workplace, medical facility, or other property. The accident may involve a spill, ice, broken stairs, poor lighting, uneven pavement, clutter, missing warning signs, or another hazard the owner or manager failed to address.
  • People facing serious injuries, long-term treatment, or major financial losses. Your injury caused a brain injury, spinal injury, fracture, surgery, chronic pain, disability, scarring, or another condition that affects your ability to earn a living, care for your family, or return to daily life. You’re dealing with ongoing treatment, medical bills, lost income, reduced earning capacity, and uncertainty about what the future holds.
  • Accident victims facing insurance, fault, or evidence problems. The insurance company is questioning fault, pushing for a recorded statement, offering less than you expected, blaming you for part of the accident, or denying that your injury is as serious as you say. You may need help preserving photos, reports, video, witness information, medical records, vehicle data, or other evidence before it disappears.
  • Families who lost a loved one because of someone else’s negligence. A loved one passed away in a vehicle crash, unsafe-property accident, workplace incident, medical event, product-related accident, violent act, or another preventable situation. Your family is grieving while also trying to understand what happened, who may be responsible, what evidence is needed, and whether a wrongful death claim may be available.

Our lawyers are dedicated advocates for people who have been seriously injured by the negligence of others. If any of this sounds like what you’re going through, we’re ready to serve you.

How Personal Injury Claims Work

Filing an injury claim can feel unfamiliar, especially while you’re recovering from an injury or grieving a loss. Here’s a general breakdown of how the process moves forward:

  1. Free consultation. We start by listening to what happened, answering your initial questions, and giving you an honest assessment of your legal options.
  2. Investigation. Our team gathers police reports, medical records, photos, witness statements, and any other evidence needed to establish what happened and who’s responsible.
  3. Case valuation. We calculate what your claim may be worth by reviewing your medical bills, lost income, and the broader impact the injury has had on your life.
  4. Filing the claim. We formally notify the at-fault party’s insurance company and, if applicable, file a lawsuit before Ohio’s statute of limitations expires.
  5. Negotiation. We present your case to the insurance company and negotiate for a settlement that reflects your actual losses, not just what they’re initially willing to offer.
  6. Trial preparation and litigation, if necessary. If the insurance company won’t offer fair compensation, we prepare your case for trial and advocate for you in court.
  7. Resolution. Whether through settlement or verdict, we finalize your case and help you understand exactly what happens next with your compensation.

What Compensation Can You Recover?

Injury victims can pursue several categories of damages, depending on the facts of their case:

  • Medical expenses, including past treatment, ongoing care, future surgeries, physical therapy, and medical equipment.
  • Lost income, covering wages missed during recovery as well as reduced future earning potential if the injury affects your ability to work long-term.
  • Pain and suffering, which accounts for the pain and emotional toll of the injury.
  • Property damage, such as repair or replacement of a damaged vehicle.
  • Permanent disability or disfigurement, when an injury results in lasting physical changes or limitations.
  • Loss of enjoyment of life, for situations where an injury prevents you from participating in activities you once enjoyed.
  • Wrongful death damages, including funeral and burial expenses, loss of financial contribution, and loss of companionship for surviving family members.

Ohio also follows a modified comparative negligence rule. This means you can still recover compensation even if you share some fault for the accident, as long as you are not more at fault than the other party. Your percentage of fault will reduce your total recovery, which is one more reason it helps to have an attorney evaluate your case early.

Why Let Lafferty, Gallagher & Scott, LLC Represent You?

We believe in a hands-on approach and thorough trial preparation in every case we take. We’re not in business to collect referral fees from other attorneys or to settle cases quickly and cheaply. We do the work ourselves, which means we:

  • Get to know our clients personally, so our lawyers can truly advocate for you rather than simply “represent” you.
  • Communicate openly, honestly, and routinely, so you always understand where your case stands and what comes next.
  • Use every resource available, including case management software, sophisticated trial presentation tools, and outside consultants.
  • Build convincing cases for both negotiation and trial, so the other side knows we’re prepared to go the distance if they don’t offer fair compensation.
  • Get results. We’ve recovered over $100 million for our clients, including a $2.4 million settlement for a client injured in a road construction accident caused by inadequate signage.
  • Bring decades of experience to your case. Since 1973, we have fought for injured clients, giving us the depth of knowledge and courtroom experience that makes a real difference in outcomes.

When you work with Lafferty, Gallagher & Scott, LLC, you get a legal team that is fully invested in your case, from the first consultation to the final resolution.

Put Experienced Trial Lawyers in Your Corner

If you or someone you love has been seriously injured or killed because of someone else’s negligence, you don’t have to sort through your options by yourself. Contact Lafferty, Gallagher & Scott, LLC for a free consultation. We handle personal injury and wrongful death claims on a contingent fee basis, so you pay no attorney fees unless we win your case.

FAQs About Personal Injury in Ohio

Why should I consider filing a personal injury claim?

Filing a claim helps make up for bills, lost income, and other damages caused by an accident. It’s also an opportunity to hold the at-fault party accountable for their actions, which can promote safer behaviors in the future. With financial relief, you can focus on getting better without the worry of mounting bills hanging over you.

How much could my personal injury claim be worth?

The value of a personal injury case depends on a variety of factors, such as the seriousness of your injuries, the cost of medical care, and how much work you’ve missed. Other elements, like pain and suffering, also come into play. Since every case is different, there’s no one-size-fits-all answer. Working with an attorney can help you get a clearer idea of what your claim might be worth.

Can I still file a claim if I share some of the blame for the accident?

Absolutely. Ohio follows what’s known as a modified comparative negligence rule. This means you can still seek compensation as long as you are not more at fault than the other party. However, keep in mind that your percentage of fault will reduce your compensation.

What should I know when speaking with insurance adjusters?

When dealing with insurance adjusters, it’s important to choose your words carefully. Avoid admitting responsibility or providing a recorded statement until you’ve spoken with an attorney. Stick to the basics and let your legal team handle the more in-depth conversations with the insurance companies.

How can I take care of myself during a personal injury case?

Your health—both mental and physical—should be a priority. Follow your doctor’s recommendations, connect with supportive friends and family, and carve out time for activities that bring you peace. Writing down your thoughts can also help you process what you’re going through. Meanwhile, let your legal team handle the case so you can focus on healing without unnecessary distractions.

TESTIMONIALS

CASE RESULTS

All of our partners are AV Peer Review Rated* through Martindale-Hubbell. Out-of-state referrals are welcome for all
areas of practice we handle, including personal injury, workers’ compensation and insurance claims issues.

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