Toledo is one of the largest cities in Ohio, and that means the streets are congested. Hundreds of thousands of people use Toledo’s roads to get to work and run daily errands. The city is also used as a thoroughfare for large commercial trucks that deliver products throughout Ohio and the entire country. All of these vehicles on the road mean accidents are going to happen. When they do, accident victims can have their lives changed forever. If you or a loved one has been injured, our Toledo auto accident lawyers are here to help with your claim.
Tort law governs all auto accidents in Toledo and throughout Ohio. Under tort law, if you are hurt in a crash caused by another person’s negligence, you must file a claim with the insurance company of the at-fault driver to claim damages. Filing these claims is not always an easy task.
Insurance companies are notorious for trying several tactics to deny, delay, and reduce the amount they pay out on settlements because they want to retain their profits. If you have been hurt, particularly if your injuries are serious, you should speak with a Toledo auto accident lawyer who can help you claim the fair settlement you deserve.
When you file a claim with the negligent party’s insurance company, you are asking them to pay damages, or compensation, for your losses. These damages are intended to make you as whole as possible again.
In Ohio, you can claim both economic and non-economic damages. Economic damages include losses such as medical bills, lost income, and damage to your property. These losses have a quantifiable value. Non-economic damages compensate you for losses such as pain and suffering and mental anguish. Non-economic damages are not as easy to calculate because they do not have a concrete value.
After an auto accident in Toledo, you have the legal right to claim the full amount of economic damages you sustained during the crash. However, Ohio law places a cap on the amount of non-economic damages you can recover. These damages are capped at $250,000 or three times the economic damages awarded. The only exception to this is in cases of catastrophic injuries that cause permanent disfigurement. In these cases, no cap exists.
All personal injury cases are governed by a statute of limitations, or a time limit. If you do not file your claim before that time limit expires, you will forfeit your rights to claim any damages at all. In Ohio, the statute of limitations is generally two years from the date of your automobile accident.
If you have been hurt in an accident caused by someone else’s carelessness, our Toledo auto accident lawyers can assist with your case. At Lafferty, Gallagher & Scott, LLC, we are passionate about helping accident victims through their difficult times, and we want to help you, too. Call us today or contact us online to schedule a free consultation.
All of our partners are AV Peer Review Rated* through Martindale-Hubbell. Out-of-state referrals are welcome for all
areas of practice we handle, including personal injury, workers’ compensation and insurance claims issues.