Skilled Perrysburg Car Accident Lawyers
A suburb of Toledo, Perrysburg, Ohio connects to the rest of the state via Interstate 475, U.S. 23, Interstate 75, and the Christopher Columbus highway, amongst various other roads. While these roads allow hundreds to commute into work every day, they also pose a risk of car accident and injury. If you have been in a car accident in Perrysburg and are unsure of what happens next, contact the experienced auto accident lawyers at Lafferty, Gallagher & Scott, LLC for your free case consultation.
Filing a Claim After a Car Accident
Carrying car insurance coverage is a requirement for all motor vehicle drivers in Ohio. When an accident occurs, car insurance is designed to pay for bodily injuries and property damage up to one’s policy limit. The minimum amount of coverage that a driver is required to carry is $12,000 in bodily injury liability per person, $25,000 in bodily injury liability per accident, and $7,500 in property damage liability.
The at-fault driver’s insurance company is responsible for paying for the victim’s injuries in a crash. If the driver only has the minimum policy amount, though, the driver may need to turn to other avenues to recover compensation. Car accident victims have the right to pursue compensation through the other driver’s insurance, their own insurance, or by filing a personal injury lawsuit against the at-fault party.
Negotiating with an Insurance Adjuster to Recover Your Full Compensation Amount
Even if you believe the other drive was at fault for the accident, an insurance adjuster’s job is to find a way to devalue your claim. As such, the insurance adjuster will be on the lookout for any evidence that suggests that you were at fault for the accident, that your injuries were preexisting, or that your injuries are not nearly as serious as you claim them to be.
Then, the insurance adjuster will make you a settlement offer. You should never accept a first settlement offer; chances are that you can recover more through negotiations. If you are working with a Perrysburg auto accident attorney, your attorney can negotiate on your behalf.
What If a Settlement Cannot Be Reached?
In some cases, a fair settlement offer cannot be reached. When this is the case, you have the right to bring your case to court. Bringing a case to litigation is usually a last-resort option, and is reserved for serious cases. While litigation can be emotional and time consuming, it may be the only way to recover the compensation that you deserve.
Work With Our Experienced Perrysburg, OH Car Accident Lawyers
Do not wait until time has expired on the statute of limitations, or you have already accepted a settlement offer, to wait to call an attorney – once you do either of these, recovering the compensation that you deserve is likely impossible. Instead, contact the aggressive Perrysburg auto accident lawyers at Lafferty, Gallagher & Scott, LLC as soon as possible after an accident. We will fight hard for you!