Bowling Green Injury Law Firm

It is a frustrating experience when you have been injured due to someone else’s actions, particularly when the accident was preventable. Suffering a serious injury is stressful, and while you are feeling the pain and stress of your physical recovery, you are also likely worried about your finances and how you will pay for treatment. Our Bowling Green injury law firm can help you file a claim to pursue damages, which can relieve some of your concerns.

Types of Personal Injury Claims

Accidents can happen in any number of ways, but there are certain types of personal injury claims that are common. Our Bowling Green injury law firm handles the following types of personal injury cases:

• Motor vehicle accidents
• Bicycle accidents
• Pedestrian accidents
• Construction accidents
• Dog bites
• Nursing home negligence
• Premises liability
• Product liability 
• Swimming pool accidents
• Boating accidents
• Medical malpractice
• Wrongful death

Evaluating a Personal Injury Claim

Personal injury claims are intended to compensate you for any loss you suffered as a result of someone else’s negligent actions. It is not uncommon for people to wonder how much their personal injury claim is worth. While no one can determine the exact value of your claim without first fully examining the facts of the case, there are some types of damages that are common. These include:

• Current and future medical expenses
• Lost income
• Pain and suffering
• Loss of consortium
• Disfigurement

In some cases, punitive damages are also awarded. Punitive damages are not intended to compensate you for your injuries but rather, punish the defendant for grossly negligent or reckless behavior. For example, if you were injured by a drunk driver, a judge may award punitive damages in your case because drunk driving is considered reckless behavior.

Limiting Factors in Personal Injury Claims

While you can receive compensation for all of your injuries and losses, there are some factors that may limit the amount of damages you receive. These include:

• Policy limits: Regardless of the type of accident that caused your injuries, your claim will likely go through the insurance company of the negligent party. All insurance policies have limits and you cannot claim damages over the policy limit.
• Damage caps: State law also limits the damages you can receive in a personal injury claim. You can recover all of your economic damages, which are losses that have concrete values, such as your medical bills. However, non-economic damages in Ohio are capped at $250,000 or three times the amount of economic damages, whichever is greater.
• Comparative negligence: If you contributed to the accident that caused your injury, you can still receive damages but they are reduced by the same amount of fault you carried for the accident.

Call Our Injury Law Firm in Bowling Green Today

If you have been hurt in an accident caused by another person’s negligence, call our Bowling Green injury law firm before filing your claim. At Lafferty, Gallagher & Scott, LLC, our knowledgeable attorneys will determine who was liable for your accident and hold them accountable for paying the full settlement you deserve. Call us today or contact us online to schedule a free consultation.