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Our Attorneys
  • Jon A. Lafferty and his wife Pam have been married for 35 years and have four grown children and three grandchildren. Jon is a past president of the Men's Golf Association at Brandywine Golf Club and is presently the secretary of his homeowner's association.

  • Thomas W. Gallagher and his wife Kitty have been married for 39 years. They have seven grown children and ten grandchildren. Tom has served on numerous school, athletic and church boards and councils. He has also served as a coach for football, soccer and baseball over the years, as well as attended countless baseball, basketball, football and soccer games with his children. Tom continues to follow his grandkids in their activities.

  • Robert "Mickey" Scott and his wife Kim have been married for 20 years. They have two children. Over the years, Mickey has coached soccer, basketball and softball, and he continues to coach baseball. Mickey has been involved in a number of community boards and events, including the Muscular Dystrophy Association Lockup and the Sylvania Metro Area Hockey League Rules and Disciplinary Committee.

Denial of Disability Benefits Claims

Toledo, Ohio Disability Denial Claims

Disability insurance policies have become a popular way for insurance companies to accept your policyholder premiums year after year, all the while knowing that they aren't going to pay so much as a dime or a dollar when you need them.

There is a short window of opportunity to contest a disability denial. Don't delay.

Have the long term benefits your disability insurance carrier promised disappeared? It's not by accident. If you have received a disability benefits denial — contact our attorneys in Toledo, Ohio.

At Lafferty, Gallagher & Scott, we fight to protect the rights of disabled people in the Toledo area and throughout Ohio against the unfair denial of their claims by insurers. Over the last 35 years, our lawyers have had success in these cases where others have not — to the point where our firm has become a consistent choice for referrals from other firms in this area.

Insurance companies use many tactics to avoid paying disability benefits. One of the primary ones is to send claimants to doctors that they choose. As it so happens, these "doctors" tend to come up with "medical findings" that benefit the insurance companies virtually 100 percent of the time. Often, these findings will indicate that the policyholder is not completely unable to work and that there is some work they can do. Fortunately for the insurance companies, this is just the excuse they need to deny coverage. Funny how that works out.

It's anything but funny to our clients. We send our clients to the doctors who know them best so that they can get the diagnosis and treatment they need rather than excuses. We know how to counter the insurance company's "expert" medical testimony with our own. We know their strategies. And we are not afraid to take them on at trial to protect the rights and interests of our clients.

Trial Lawyers Since 1973

For a Free Consultation, Contact us Online

Toll Free: 800-637-1549 | Toledo: 419-241-5500

A disability policy represents your commitment to pay the insurance company premiums in exchange for their commitment to provide benefits when you need them. Hold them to that commitment and call our Toledo, Ohio, law offices or contact us online for a free consultation. Our attorneys can handle disability denial claims on either a contingent fee basis or for a reasonable hourly rate.


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